The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Deer Park Census Designated Place | Washington | 350 |
| 2. | Edgewater Census Designated Place | Jefferson | 350 |
| 3. | Town of Bakerhill | Barbour | 344 |
| 4. | Town of Beaverton | Lamar | 343 |
| 5. | Ray Census Designated Place | Coosa | 325 |
| 6. | Town of Yellow Bluff | Wilcox | 314 |
| 7. | City of Carbon Hill | Walker | 282 |
| 8. | McDonald Chapel Census Designated Place | Jefferson | 275 |
| 9. | Town of Mulga | Jefferson | 251 |
| 10. | Pea Ridge Census Designated Place | Shelby | 247 |
| 11. | City of York | Sumter | 241 |
| 12. | Town of Steele | St. Clair | 232 |
| 13. | Town of Fruithurst | Cleburne | 232 |
| 14. | Town of Kinston | Coffee | 230 |
| 15. | Town of Franklin | Macon | 227 |
| 16. | Shelby Census Designated Place | Shelby | 227 |
| 17. | Hissop Census Designated Place | Coosa | 226 |
| 18. | Selmont-West Selmont Census Designated Place | Dallas | 223 |
| 19. | Town of Lisman | Choctaw | 223 |
| 20. | Town of Vredenburgh | Monroe | 222 |