The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| Name | County | Housing Affordability Index | |
|---|---|---|---|
| 1. | Brook Highland Census Designated Place | Shelby | 95 |
| 2. | City of Auburn | Lee | 97 |
| 3. | City of Troy | Pike | 122 |
| 4. | City of Aliceville | Pickens | 125 |
| 5. | City of Mountain Brook | Jefferson | 134 |
| 6. | City of Orange Beach | Baldwin | 135 |
| 7. | City of Livingston | Sumter | 136 |
| 8. | Town of Edwardsville | Cleburne | 136 |
| 9. | City of Homewood | Jefferson | 136 |
| 10. | Town of Mentone | DeKalb | 138 |
| 11. | City of Gulf Shores | Baldwin | 143 |
| 12. | City of Demopolis | Marengo | 143 |
| 13. | City of Tuscaloosa | Tuscaloosa | 145 |
| 14. | City of Heflin | Cleburne | 147 |
| 15. | Perdido Census Designated Place | Baldwin | 148 |
| 16. | Town of Hobson City | Calhoun | 149 |
| 17. | Belle Fontaine Census Designated Place | Mobile | 149 |
| 18. | City of Columbiana | Shelby | 150 |
| 19. | Boykin Census Designated Place | Wilcox | 154 |
| 20. | Town of Uniontown | Perry | 154 |
