The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 35203 | Birmingham | 67 |
| 2. | 36602 | Mobile | 73 |
| 3. | 35233 | Birmingham | 79 |
| 4. | 35205 | Birmingham | 107 |
| 5. | 35209 | Birmingham | 107 |
| 6. | 36052 | Mathews | 110 |
| 7. | 35213 | Birmingham | 117 |
| 8. | 35401 | Tuscaloosa | 120 |
| 9. | 36081 | Troy | 121 |
| 10. | 36832 | Auburn | 124 |
| 11. | 36561 | Orange Beach | 130 |
| 12. | 35572 | Houston | 132 |
| 13. | 35801 | Huntsville | 135 |
| 14. | 35243 | Birmingham | 135 |
| 15. | 35222 | Birmingham | 136 |
| 16. | 36542 | Gulf Shores | 136 |
| 17. | 36026 | Equality | 137 |
| 18. | 36830 | Auburn | 138 |
| 19. | 36583 | Tibbie | 139 |
| 20. | 35984 | Mentone | 140 |
