The Housing Affordability Index base is 100 and represents a balance point where a resident with a median household income can normally qualify to purchase a median price home. Values above 100 indicate increased affordability, while values below 100 indicate decreased affordability.
| ZIP Code | City | Housing Affordability Index | |
|---|---|---|---|
| 1. | 36205 | Anniston | 37 |
| 2. | 36832 | Auburn | 44 |
| 3. | 35176 | Vandiver | 47 |
| 4. | 35401 | Tuscaloosa | 47 |
| 5. | 35212 | Birmingham | 52 |
| 6. | 35205 | Birmingham | 53 |
| 7. | 35203 | Birmingham | 54 |
| 8. | 35755 | Langston | 54 |
| 9. | 36602 | Mobile | 57 |
| 10. | 36607 | Mobile | 59 |
| 11. | 35984 | Mentone | 64 |
| 12. | 35209 | Birmingham | 64 |
| 13. | 36542 | Gulf Shores | 66 |
| 14. | 36528 | Dauphin Island | 68 |
| 15. | 35233 | Birmingham | 68 |
| 16. | 35470 | Livingston | 68 |
| 17. | 35464 | Gainesville | 69 |
| 18. | 35541 | Arley | 69 |
| 19. | 36830 | Auburn | 69 |
| 20. | 36561 | Orange Beach | 71 |